Will they discuss my credit in front of him?

My fiancee and i are applying for a motorcycle loan

He has a score of 695

mine is 520 (bankruptcy, 2 repos)

I am working on fixing my credit and have been paying my 2 credit cards on time in the past 2 years

He is going to be the primary since he has the credit but only wants to use me for my income since i make a lot

since i will be the second on the loan will they still bring up my history in front of him??? such as talk about why i have it on my credit or etc....

thanks

ps he know nothing abou the repos and i rather keep it that way since its the past and i am paying things on time now and learned my lesson

Will they discuss my credit in front of him?

If he is going to be the primary, then they will make a decision regarding his credit report, if you co-sign, then they will also use your credit report.

Either way, if he needs someone to buy him a toy, then beware, you may find yourself on %26quot;people court%26quot; once the two of you breakup.

Will they discuss my credit in front of him?

Do not become a cosigner for him or he will find out about the repo's whether you want him to or not! Also, you low score will not help him no matter how much you make and could even keep him from getting the loan!

Will they discuss my credit in front of him?

They might bring it up since you both on on the loan. But listen, you are going to marry this man %26amp; you don't want to start off on the wrong foot. Like you said you learned your lesson, %26amp; your are making amends for it. I would be honest with him %26amp; tell him about your credit history. If he really truly loves you, this thing won't matter a bit.

Will they discuss my credit in front of him?

I just signed up for a bank account with my fiance and they brought of some of my credit history, so they probably will yours too. I think you should just discuss it with him, why start keeping secrets.

Will they discuss my credit in front of him?

Yes. They will mention your credit history. Due to your bad credit, it will hurt his chances of getting the loan if you co-sign or could cost him higher interest. You DO need to be upfront about it with him.I'm sure he would rather hear it from you than to find out from a third party and be embarrassed in public. Besides - marriages are built on trust. He will start to wonder if you could lie to him about something this important - what else are you keeping from him.

Will they discuss my credit in front of him?

Yes, they will talk about it. Once you sign the application they will legally be able to discuss it with him.

As far as cleaning up your credit, it is great you are paying on the cards.

I also recommend going to a site like Lexington Law.com and consult with them. They should be able to get that score up for you for just a few hundred dollars.

Lastly, tell him about your problems. It is always better to get ahead of something like this. If he finds out from you and he leaves, he almost certainly wouldn't stay if he found out from somewhere else.