Borrow from bank @ 9% or family trust @ 7%...pro's and cons, please?

My wife and I applied for an auto loan. We can borrow traditionally from a bank @ 9% or can go thru a family trust @ 7%...which makes sense because we can borrow more cheaply and pay the family more than they can fetch in today's current interest rate environment (it would save a couple thousand dollars over the term of the loan).

However...we want to buy a house in a few years so WILL A BANK LOAN REPAYMENT OUTWEIGH THE LOWER INTEREST COST WE CAN RECIEVE NOW, meaning will this enable us to borrow at a lower cost when it comes mortage time.

Thanks

Borrow from bank @ 9% or family trust @ 7%...pro's and cons, please?

I borrowed from my family trust, I feel I did the right thing for myself.

Borrow from bank @ 9% or family trust @ 7%...pro's and cons, please?

While you have every intention in the world of repaying the family trust, money can tear apart all but the strongest of families.

While borrowing from the family trust might save money, just be aware of the risks.