Advice for a full time student and his wife with a child?

My Husband is a full time student, he's just a sophomore in college, majoring in economics. We have a young son, and we're trying to figure out how to make ends meet. My husband watches our son and does his homework while I clean houses. We're just not figuring out how to make ends meet... Should we consider applying for a student loan?

Advice for a full time student and his wife with a child?

I know times are tough right now, because they were for my boyfriend and I when we first had my son. He is now three months old and we are still trying to get the hang of things. Although neither of us is in college, I do know that they have housing options for students with families. You should really look into that, especially if you are paying rent wherever you are staying at now. And yes, definitely look into student loans. It's not like you can get in trouble for not paying them right away. You have a lot of time to pay them off after he graduates.

Good luck.

Advice for a full time student and his wife with a child?

Yes. He would not make enough in a part-time job to offset the cost of childcare. The only other option would be you finding a job that pays more than your current one. Student loans are a good thing and will help your family in this case.

Advice for a full time student and his wife with a child?

I completly understand except for the kid. My husband is a full time student as well and it is so hard just with me and him. I do nanny for someone in your same shoes and they have a lot of student aid to help them. They both are students with a son as well and they rent out an apartment off campus. With the student aid that they get their rent is extremely cheap and they get alot of beneifts to help them get groceries and even paying me to watch there son they get help with. They seem to make it work. It is hard but have faith God only gives you what you can handle!

Advice for a full time student and his wife with a child?

Why did you two have a baby if you can't make ends meet? I suggest you plan your lives out better in the future. Sit down and really talk about the present and future and where you hope to be. If you keep having children, that will further put you in debt.

Do you have any relatives that can watch the baby while you go to work? Can't your husband take on a part time job? Look at your expenses and see what you can cut out that are extras; cable TV, dinners out, the coffee and muffin at Starbucks, etc.

Make a budget for yourselves monthly and stick to it. Make sure you are also protecting yourselves from getting pregnant again. Taking out loans means you will have to pay them back someday. I suggest you only do that as a last resort after you really have tried all other options.

Advice for a full time student and his wife with a child?

My son just graduated from college about 18 months ago, having a wife and family. He got school loans and worked only during the summer when not in school, he got a little help from family services ie. food credits, and got on 'section 8 housing'. They got energy assistance for winter heating, and also got on a program that paid most of their phone bill. They lived comfortably, even bought a dodge caravan and she didn't even need to work.

Advice for a full time student and his wife with a child?

Been there with 4 kids!!! My husband was doing his apprenticeship, which paid next to nothing, while going to full time school. He decided to go back to school when we had 3 kids and I was pregnant with our 4th. No, it wasn't the best timing, but figured it would just get harder to go back. (His apprenticeship was related to the schooling he needed.) We moved to a smaller place, with a lower house payment. Since we had so many kids, it wouldn't have been worth it for me to work, just to have to pay it all to daycare. And, being pregnant, I was pretty sick. We took advantage of a few student loans, but didn't take out too much. He was able to get grants to pay for most of his schooling, so if you haven't looked into financial aid/grants, do that! You won't have to start paying back the student loans until he is done with college. You might try to find someone that is need of childcare, and watch their kid/s a few days a week for some extra money. My husband also found some things that he sold on ebay that brought in some extra money. (bought stuff on clearance sales, and sold it for a lot more than he bought it for!) We would also go donate plasma every now and then. (20 bucks is a lot of money when the baby is hungry and you're out of food!) I also know some people in similar situations that have become consultants for those home parties, like Pampered Chef, stickers, etc., and they seem to bring in some good extra money. Now I have gone back to school full time, so money is still tight, just not as tight as it was since my husband is done with school and now getting paid.

Good luck! Somehow you'll make it through. Just remember, it won't last forever. There is a light at the end of the tunnel!

Advice for a full time student and his wife with a child?

most pregnancy are not planned,its good that he can go to still go to school,it usually dose not work out that way.someone dose need a job though,get child care asst.you can make it.good luck.

Advice for a full time student and his wife with a child?

I am 20 and also a sophmore in college I am full time student majoring in criminal justice and psychology. I also work full time and raise my 2 kids, their father passed away so its just me and the kids now, so I know how you feel.

You can apply for grants and he can go to school on free, it's based on income and yeah it sounds like you two would get it.

Maybe he should get a part time or full time job also so you two have more money for bills/food/diapers.

Advice for a full time student and his wife with a child?

Dont worry..this difficulties are temperory and once your husbant completes the course, he will get paid well...until then lets think what we can do.... Why dont you work for some hours from your house itself or when your hubby is at home, you can go out and work. If you have computer at home, try to find some online business. I found a interesting website which can help you for this...www.seekluck.com. Else start a small home base business like making candles or preparing some snacks and you can sell it to your neighbouring baker or houses.

Find some time in the early morning when no disturbance is there....forget everything...sit and relax your mind..think about the future and ways to defeat your present problems-find the positve things you have-think how to cash it - only new IDEAS are needed. Trust me...I am sure you will certainly succeed. ................ All the best.

Advice for a full time student and his wife with a child?

Have you considered going to work at a child care center? Tons of them offer free child care while you work so the little guy could go to work with you, and hubby could get a part-timer to make a little extra cash. Plus, I do BabyCrazy from home (www.babycrazy.com/sobrien) and make extra money while I stay home with my 2 boys. Remember, it's only temporary, just think, in a couple of yrs hubby will have his degree and can make more money! Hang in there!

Advice for a full time student and his wife with a child?

Have you filled out a FAFSA form?

http://www.fafsa.ed.gov

The government can get you tons of free money, grants, and really good deals on loans.

Considering your situation they may be able to help you out a RIDICULOUS amount.

Also, shop for lenders if you think you need additional loans (outside of what FAFSA will give you for free). Different lenders can give you sometimes better rates than what the school offers.

For questions on loans and stuff try http://www.studentaidlending.com

Crystal who works there has help me out with my student loans and gotten me awsome deals. She's also cool with counseling on financial matters.

Tell her Tory Davidson reccomended you and she can help you TONS!