You have bad credit, you apply on line for a loan. Charma Wells Financial Group calls you and tells you that you are approved for how ever much, they send you a loan agreement, you sign fax it back, they want a collateral/deposit of x amount of hundred dollars, and you'll get your loan. You never get it. They want you to keep sending them money for whatever reason they tell you. You never get a loan no matter how much you send them. You just never see that money you sent them ever again. I have filed complaints with Better Business Bureau and the FBI. Their website is a hoax, their address is phony, and there is no way to trace them. There have been hundreds of people taken by these people. Don't let yourself be another one!
Anyone else get taken by Charma Wells Financial Group?
Hello my name is Natasha and I live in Southern California and I was also a victim of this company. I had spoken on the phone earlier today with Ralph Martin (another victim) regarding what had happend to both of us and probablly many, many other people he asked that I come to this site and tell my story. Both he and I have been working very had to take this company and its operators down. My story starts just a month ago. I am a first year law student so as you can imagine I have a very high tuition. My husband and I where drowning in debt with all of our expenses due to car,ins, $1700 house note, daycare, school, etc.. etc..
So as you can imagine when a friend of mine said that she had just gotten approved for a great loan through Charma Wells Financial group with less than perfect credit I was interested. She said she had heard of it through a nother friend who had not yet finished her application. So I went to their web site and my first thought was this looks a little cheesy. (Always follow your first mind) this is something even tought in law school I don't know why I didn't or maybe I do, because you get into a financial debt situation so bad that any thing better than where you are sounds like a solution. Well because I was first alittle unsure as to the legitimacy of the company I contacted the Florida BBB and they said %26quot; We show them as a company here in Florida but not an active member of the BBB%26quot; well I said to myself %26quot;My office is a legitimate company and we haven't enrolled with the BBB either (Too HIgh)%26quot; so then I looked them up on Hoover.com which they came up under the name of a company with current stock called Wells Financial Group based out of New York, NY. Not to mention they have ads all over the palce. Yellowpages, Superpages, Magicyellow, Hello Metro, and Areguide you name it when it come to advertisement they have most certainly covered there bases. I guess they can afford to do that. So I said to my self after a day or two of deliberation %26quot;ok I'm going to do it%26quot; I apply and sure enough two days later Sheila calls saying congatulations you've been approved all you have to do is send $1300 to cover the first two months payments as collateral due to less tahn perfect credit%26quot; So I asked my friend about the status of her loan she said that she too needed to send money and that she and her husband where waiting to get it from her parents. I on the other hand had depleted every thing on bills and had not even a $1.00 in my account. So my husband said mybe we should get on of those lein loans and pay the money it won't affect us because as soon as we get the money from charma wells we will just pay it in full. So we contacted this lein loan center and they approved us for a loan, I have a 2006 Toyota Camry that was (until this) paid off. So this company says we can loan you the money but we don't do loans less than $5,000 so my huband said %26quot;just do it where going to pay it off in a coupple of days anyways%26quot; So I put a lein on my car for a $5,000 loan at 23% per month which means that I am now repurchasing my car the total payoff is in three years at $16,000 . I paid $16,200.00 for the car. So I got the money I sent it to them wired to New York,NY as asked the only thing is I sent it to their business name not some person. (I refused) not that it helped me. I call them back to let them know I sent the money I was told your money will be in your account in an hour. That never happened. I made several phone calls and over and over was told by the %26quot;manager%26quot; Joseph Oakley that my money was in the bank and to stop calling. Finally a day or two later they called me saying I needed to send $1300 more to get the money I told them they where in Breach of our contract and to return the money I had sent to them he siad they would see what they could do . Several times they called me saying %26quot;Oh good news we just spoke with the bank and now all you have to send is $900, then $600, Then $400 Finally I said I am not sending anything else just send me back my money they hung up on me. A day after that I get a call on my cell phone from a Karen White saying %26quot;Congrats you've just been approved for a loan with Charma Wells Financial Group%26quot; my heart sunk and I said to myself %26quot;Oh my God%26quot;. I told I already did my loan and she hung up on me. I traced the number she called me from to Arkansa. So immediately I called every number known to man. Every govermental agency there is and I got more bull S*** than I had ever heard I got passed around to so many agencies I started feeling like a church collection plate. So finally I called back to Charma Wells I told them that I was going to spend every moment of every hour to make sure they paid for what they did to me and my family. My Kids had no christmas and I'm in bigger debt that I was before I have another monthly payment I don't know how I'm going to pay this month. So I told this Joseph Oakley I had called the FBI (which I did) and he said to me why did I do that why did I cause problems for him and did I really want him to come to California? So I told him to come and bring my money with him and he hung up. After that I began thinking how many people go to the ones we depend on for help and get tossed around with out any hepl and how many people give up. Well I wasn't now I have nothing else to loose I am already in debt. So I began calling every media,newspaper, magazine andso on from here to Miami and they began to call I was contacted by an Investigator who is working this case named Jaime Hernandez and we stated the investigation into this company. Jaime found Ralph Martin and gave me his contact info, we talked and here I am pouring out my heart to you all. If there is anyone out ther who wants to help please contact myself or Ralph this has to end. There are thousands of families out there loosing everything behind this company. I was told by the reporter that one family is loosing their house-Their homeless now because of this, And I'm just on paycheck away from being because of this. If you can help please help us. Tell Some one spred the word about this company the victims stop here with us. You msy save soomeones life.
Please Feel free to contact me my
cell# (951) 258-1125
or you may leave a message at (951) 940-8389
I know I will never see my money again and honestly I am just praying to god every day that I can get through this because honestly it dosen't look good for us. And I know that some one is reading this saying how are all these people having there lives ruined just over a couple thousand bucks? Because that question was asked of me, So let me explain. When you have debt up to your nose and all you have is that couple thousand bucks it like a million. Some times its the only differnce between a meal, a warm bed at night and poverty. Trust me it is the worst feeling having to explain to children that %26quot;No they are not bad and Santa doesn't hate them because he didn't bring presents.%26quot; %26quot;Just some bad people robbed him and now he can't come%26quot; I am so hurt by this and I'm just one voice among many. Please tell someone if they have been a victim of this company to please don't just say forget it please.
Anyone else get taken by Charma Wells Financial Group?
I have also been taken by this company , for $3289.00 I was told story after story about why my wire was not complete, I was however asked if I wanted a refund by someone named Amanda, all thought I can not seem to get a hold of her now. What I find weird is that they answer there phone. I was actually referred to this company by someone I know Thur my business I have yet to talk to him also. I found out that the address they are using is actually a law office of Horr, Novack, and Skipp, I have filed a complaint with the BBB also I am not sure where to go with the FBI. I am not sure where to go from here but I believe something needs to be done. they are ruining peoples lives. Not only do I feel stupid but I am not in any better situation then I was a month ago.
I received a e-mail from the BBB and they said that they could not go any further with this matter because the letters they are sending out are being returned ! No duh, I explained in my complaint that their address is not factual. Why don't they call act like a client and try to get another address or something. I believe they must be from canada because they gave this for Canadian task force www.recol.ca or 888-495-8501 and the National fraud Center 800-876-7060. There has to be a way to pin these people. Any one has any questions or options please e-mail me at bfgiami@aol.com
This is my solution find set up a new account with them, and if they send it to Jebeka Coley in Hamilton Canada we all get in a van stage people at each western Union there and beat the crap out of him/or her and then take them to the nearest FBI agency. Everyday I call and act like the blonde so concerned about my wire I don't know how someone can work for a company where you are telling lies and being screamed at everyday. I have talk to Mr.Oakly, Nancy Green , Amanda , and Rita. What kind of accent do they have ? I am going to notify Western Union also maybe they can do something with these people. It was funny Amanda said to me get a payday advanced loan that is what most my clients do!!! I know I am rambling but I don't know if I should laugh or cry at this point. Each day I get more and more fed up.
Anyone else get taken by Charma Wells Financial Group?
I was almost taken by these guys today 1-10-07. Amanda called me and said that I was approved for a $10,000 loan and too secure this I would have to send them a 6 month up front payment of 1145.00. I was told to send this in western union. I told her that I would get back to her after I looked into some stuff. The funny thing she had said to me is I would have to tell her a day I was going to send it because they have Brinks truck to pick them up. Last I checked a quick collect is sent to them and a brinks truck doesn't pick it up I am sorry to hear people have gotten taken by them. We have too stop these people....
Anyone else get taken by Charma Wells Financial Group?
I was going to send the $5000.00 up front payment they asked for today. I thought something didn't seem right so I google searched and found this discussion, thanks for posting it because otherwise I would have sent out 6 months of savings. I will contact all the necessary people to see if I can help in anyway. THANK YOU Chelsie
Anyone else get taken by Charma Wells Financial Group?
update on the charma wells scam, I have been in contact with a
mr. hernandez in miami, he is a reporter with the daily business review.
He is doing a story on the charma wells deal.
He has given me information on who to call, and where to report
these worthless pieces of dogs%$!t !!!!!!
e-mail me at ralph_martin21@yahoo.com
Anyone else get taken by Charma Wells Financial Group?
I've got same experience. I also have three diferent names. Brooke Hogan, Mr. Oakley and Steve Bishop. They all asked me to send money to various locations, New York, Canada, Jamaica. I lost about $ 3,600.00. I filed complaints with Better Business Bureau and Fraud.org. The BBB answer back was, their mail got returned with %26quot;addressee uknown at this address%26quot;. The address on the web site is Miami, FL, but I think, this company is located somewhere in the West at least 2-3 hours diference from the Eastern standard time. They also keep saying, they have office in New York and Las Vegas. I keep trying and I hope you all doing the same, if I just could get these bastards in my hands for a minute or so. How dare they ripping off people in need. Be very careful, there is another one called Seapoint Solutions. You wouldn't believe it, but same idea, same procedure,even same music and recording on the phone. This one says it's located in Seattle, WA.
Anyone else get taken by Charma Wells Financial Group?
I was almost taken also but I always check anything on line out as I do not trust it fully. When I entered charma wells into google search I had my answer. There where several scam alerts from several different web sites. I would like to thank every one who posted there bad experiences on this and other web pages as you saved me $5000.00 that charma wells wanted me to send to them . The first crook I talked to called him self MR Royal the loan agreement said his name was Fred Royal. The second crook's name was Brook she gave no last name. When I asked her for there FDIC number and implied that they were not legitimate she hung up on me. Now they will not even answer my calls. I looked into some of the legal guidelines for lenders and found out that it is illegal for any lender to ask for up front money for a loan. Here is the web site. http://www.ftc.gov/bcp/conline/pubs/tmar...
I am all for setting them up for some payback I still have there messages on my answering machine and the E-mail loan agreement they sent me if anyone needs it this includes the FBI or any law enforcement Dept.
Kelly 928-651-6036
Once again Thanks
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