How do I get a Pre-Approval Commitment Letter?

I applied for a home loan with a mortgage officer and was approved they told me all I had to do was find a house and then come in with all my financial papers to get the loan. We found a house but our realtor said to get the pre approval letter first. So can I get a pre approval letter from them now or do I have to take in all my papers first? Thanks

How do I get a Pre-Approval Commitment Letter?

No, just like others have mentioned, just ask your loan officer for a pre-approval letter. If they have already run all your numbers then they should be able to get the letter to you in under 5 minutes. Then, once you are under contract officially, you will give the loan officer the contract so he/she can go ahead an begin processing the loan for closing.

How do I get a Pre-Approval Commitment Letter?

No, just contact your loan officer and get a copy of the preapproval letter for your realtor. Nothing too complicated at this stage.

How do I get a Pre-Approval Commitment Letter?

HELLO!

To get a pre-qualification letter, you need to fill out an application and have your credit run and verified. This takes 30 minutes. All this means is that you qualify based on what you furnished as information about your job, pay and assets. To get an approval, you need to send in your paperwork and get an appraisal done. Hope that helps!!

How do I get a Pre-Approval Commitment Letter?

Some loan officers hand out pre-approval letters like business cards. Don't get stuck at the end of the transaction. Find an experienced loan officer, give them your support documentation and get the loan approved.

How do I get a Pre-Approval Commitment Letter?

Your lendor should provide you with the pre-approval letter. We are in the process of buying a house now. After we submitted our application and proof of income/investments and had a credit check, we had a bunch of forms to sign with good faith estimates of total costs. Once everything was approved, we received the commitment letter in the mail - one copy to sign and return and the other for us to keep.

Call you mortgage broker, it sounds like you got an undocumented approval - which is approval based on info you provided but did not have proof of, this is more like a pre-qualification. You will probably have to provide them will all your financials first, so I would call as soon as you can.

How do I get a Pre-Approval Commitment Letter?

just call them and tell them you need it and they will send it to you depending on your credit score they may need some paper work but generally do not since they have already pre approved you.

How do I get a Pre-Approval Commitment Letter?

Normally a Pre-Approved Commitment Letter is good for a certain time period. Take the pre-approval letter to the realtor as proof of a commitment.