College loans?

if my parents dont qualify me for a student loan because of their credit score, what other options do i have so i don't have to drop out before fall start?

help?

how does the college loan process work if you applying at a bank?

College loans?

Try GMAC... they have a pretty good loan or Astrive

College loans?

Oh ok... I got this for you...

better check on it... Im pretty sure you'll discover something

http://www.studentloansmadeez.com

College loans?

Go to: http://www.studentfinancialadvisors.com they may be able to help.

Can finance companies blacklist you?

My partner took out a loan with a finance company about 10 years ago that was eventually defaulted. The default has been removed from his credit file but we were wondering if they could have it on their own records and use it to decline another loan if he were to apply again.

Can finance companies blacklist you?

They could, but what do you care? There are other finance companies you can go to.

Realistically, 10 years is a long time in the business; it seems unlikely that they would keep files this long, my opinion. What have you got to lose trying, if they have a great program you like?

Can finance companies blacklist you?

They can black list you. It depends totally on the companies policies.

For example, if you ever default on Amex you will be blacklisted.

Good luck

Can finance companies blacklist you?

This applies to the UK, so not sure if it applies elsewhere....

There are a few credit reference agencies that keep details of credit histories which are accessed by banks etc. Sometimes you can pick up a negative hit because of a partner or even an address.

Ask your bank which credit reference agency they use, then contact them and ask for a copy of your file. Usually costs a tenner to do it. Make sure it is accurate, and if not ask for it to be corrected or noted.

Experian are one of the largest and you can get access to your file for free online.

When people say they make $$$ per year, is that net income or gross income? And...?

what are banks looking for when applying for a mortgage loan?

When people say they make $$$ per year, is that net income or gross income? And...?

People generally refer to their gross income, especially since actual net income is often not known until you file taxes.

When you are getting a mortgage, the lender will also consider your gross income to determine your DTI ratio (debt to income). They don't factor in all the deductions that come out of your paycheck, as those could vary widely.

When people say they make $$$ per year, is that net income or gross income? And...?

gross income

they look at credit scores, gross income, savings and assets (things you own)

When people say they make $$$ per year, is that net income or gross income? And...?

Gross Income.

Also, banks are looking for a good credit score, strong employment history, and a low debt to income-- a bank will usually lown 35-45% of your monthly gross as your monthly mortgage payment.

(So if you made 1000 a month and had no other bills, you could only pay up to 450 a month for your mortgage, taxes and insurance.)

When people say they make $$$ per year, is that net income or gross income? And...?

Gross

REPOST: Not giving a two weeks notice?

Not giving a two week notice?

I do not want to give this employer a two weeks notice simply because of the way in which i was treated and spoken to. I have a new job lined up that starts in a month, however i want to get paid for working the next three weeks and get paid out for my PTO. I have a feeling that they may just say don't worry about working out your two weeks. I will be able to get a great reference letter from one of my supervisors so i am not worried about that.

My question is how will it look on my part if i just give them one weeks notice?

Additional Details

17 hours ago

oops i forgot to add that i am in the process of applying for a home loan with a closing at the end of the month. So i am thinking that if the fire me on the spot and do not allow for me to finish my two weeks out that this will screw me.

REPOST: Not giving a two weeks notice?

It will look bad if you don't give notice and it could qualify you as unable for re-hire. Also, some companies can chose to not pay you out for PTO, in that type of situation. I would check into that before you make that move.

I need student loans for students studying internationally. What are some good ones?

I'm applying to grad school in London. I've heard that I need to apply to FAFSA to get any sort of loan from private institutions as well? I've done some research and it appears that some loans are only good for studying in the United States and that there are specifc loans for students who are going abroad. Is this generally the rule? Also, are there international loans through FAFSA? I MUST get this figured out so that I can get my student visa! Please help! :) Thanks!

I need student loans for students studying internationally. What are some good ones?

Here's FinAid.org's list of loans for international students:

http://www.edupass.com/finaid/loans.phtm...

And here's their list of scholarships:

http://www.edupass.com/finaid/databases....

Your best bet for a study abroad loan might be the ISLP loan: http://www.internationalstudentloan.com/...

It's not entirely true that you need to file the FAFSA to gat aid from *any* private financial instutition. There are two reasons why a private loan company might ask for this: (1) many lenders want to see that you exhausted all your options for low-interest Federal Student Aid before they lend you any private aid or (2) many private scholarship [and some loan] companies want to know what your financial need is and since the FAFSA is the only ubiquitous, official way to determine this, they sometimes require the results.

I need student loans for students studying internationally. What are some good ones?

visit www.admissionglobal.com for scholarship options for UK.

I need student loans for students studying internationally. What are some good ones?

Sallie Mae has an international division devoted to US students who want to study abroad and international students who want to study in the US. www.salliemae.com/international

I am about to sign over half my business to an investor, all for $250,000?

im about to opening up a very successful very high end salon/spa in NYC. My investor dropped out last minute and left me desperate. i am now about to hand over half my business to an investor who demands these conditions. ive tried to apply for small business loans and grants, nothing worked! how do i find an investor or a source who doesnt want half my business??

I am about to sign over half my business to an investor, all for $250,000?

Never give half. Always and I say always be sure you have controling interest.

I am about to sign over half my business to an investor, all for $250,000?

I don't know man .. hey got 20 buks ?

I am about to sign over half my business to an investor, all for $250,000?

Ask him if in leui of own half of the buisness to set a loan from him paying back a high rate of return such as 15%. Some investor would be sure to take that. Offer your buisness as colateral.

What's a good interest rate these days?

I'm in the process of applying for a student loan and was curious about what the lowest or a good interest rate would be. Any help or comments would be much obliged.

What's a good interest rate these days?

a good interest rate? astrive is the lowest i found and it is 3.5%

What's a good interest rate these days?

6 percent